Pay Later with Klarna
Pay in 3. Interest-free
Pay now or Pay in 30 days
Buyer protection included
0% interest-free - instalment options available on orders between £35 and £2000
Looking for a new bed or mattress but worried about the cost? Land of Beds has covered you with our flexible payment options from Klarna, including buy now, pay later beds and buy now, pay later mattresses. With Klarna, you can pay in full up to 30 days later or split the cost into 3 interest-free monthly instalments, making your budget more affordable and manageable.
Applying for Klarna at checkout is quick and easy, and you'll receive an instant decision on your application. Our soft credit check, which is confidential between you and Klarna, won't impact your credit score or standing. Plus, other lenders cannot see this information, so you can rest assured that your information is secure.
So why wait? Shop with us today and use Klarna to get the bed or mattress you need without paying for it all at once. With our flexible payment options, you can sleep soundly, knowing you've made a wise financial decision.
Please spend responsibly. Borrowing more than you can afford could seriously affect your financial status. Make sure you can afford your monthly repayments on time.
Land of Beds is authorised and regulated by the Financial Conduct Authority (FCA FRN 668306) and acts as a credit intermediary and not a lender, offering credit products provided exclusively by Klarna Bank AB (publ). Please note that the following products are not regulated by the FCA: [Pay in 30 days and Pay in 3 instalments]. Use of these and any missed payments may affect your ability to obtain credit from Klarna and other lenders.
Finance is only available to permanent UK residents aged 18+, subject to status, terms and conditions apply.
Shop now. Pay later with Klarna.
We're excited to announce we have partnered with Klarna to bring you new ways to pay at checkout.
Step 1: Add products to your cart and select Klarna when you check out
Step 2: Enter a few personal details and you'll know instantly if you're approved
Step 3: Klarna will send you an email confirmation and reminders when it's time to pay and you can manage your orders and payments in the Klarna app.
Make your purchase today so you can try before you buy. Only pay for what you keep. Pay up to 30 days later. No interest. No fees.
Paying after delivery allows you to try before you buy and is the easiest way to shop online.
- Complete the payment in full after purchase at no added cost.
- Report returns directly in our app and only pay for the items that you keep.
- Not making your payment on time could affect your ability to use Klarna in the future.
- Debt collection agencies are used as a last resort
Klarna's Pay in 30 days credit agreements are not regulated by the FCA. Use of these and any missed payments may affect your ability to obtain credit from Klarna and other lenders. 18+, UK residents only. Subject to status. T&Cs apply. klarna.com/uk/terms-and-conditions
Spread the cost of your purchase into 3 interest-free instalments. The first payment is made at point of purchase, with remaining instalments scheduled automatically every 30 days. No interest or fees. Select the Klarna option and enter your debit or credit card information.
- A new way to pay that's an alternative to a credit card.
- 3 instalments gives you flexibility to shop without interest or hidden fees.
- Not making your payment on time could affect your ability to use Klarna in the future.
- Debt collection agencies are used as a last resort.
Klarna's Pay in 3 instalments credit agreements are not regulated by the FCA. Use of these and any missed payments may affect your ability to obtain credit from Klarna and other lenders. 18+, UK residents only. Subject to status. T&Cs apply. klarna.com/uk/terms-and-conditions
Pay online or in the app. Review your latest purchases and make payments in the Klarna app or online.
- Download the Klarna app: https://www.klarna.com/app
- Log in online: https://app.klarna.com/login
- Chat with customer service: https://www.klarna.com/uk/customer-service
With Klarna, you are always covered through Klarna's Buyer Protection policy. Modern safeguards protect your information to prevent unauthorized purchases.
Visit our FAQ page to find out more about using Klarna.
At Klarna, we have a relentless focus on creating the best shopping experience in the world. We believe payments are so much more than just a way to send money. That's why our smooth checkout options give you more time and control so you can focus on the things you love.
- More than 100 million shoppers are using Klarna.
- 200,000 retailers are working with us worldwide.
- We're one Europe's largest banks and we've been powering online checkouts for over 15 years.
Klarna is a payments service that helps you buy the things you want or need. Right now, over 100 million people worldwide use Klarna at over 200,000 online stores.
Pay later in 30 days is a credit product which lets you pay any time within 30 days of your purchase without interest or fees. You can make this payment using a credit or debit card on the Klarna app or logging into www.klarna/com/uk. Klarna will send you a confirmation email once your order is confirmed with full details. You can see both past and future payments using the Klarna app.
You need to be at least 18 years old and a UK resident to use Klarna's credit products including Pay later in 30 days. When you choose Klarna they will also check the information you provide and your financial situation.
Yes, you can. If you see Klarna Pay later in 30 days when you go to an online checkout then Pay later in 30 days is available to you. Every time you use Pay later in 30 days, Klarna will check to see whether you can use the service again for each additional purchase.
Klarna offers Pay later in 30 days based on a number of factors such as the purchase amount, previous order history. If you are 18 or over, you can improve your chances of being offered Pay later in 30 days by ensuring you provide your full name, accurate address details and arrange shipping to your registered billing address. All orders are assessed individually. Just because you have been accepted for Pay later in 30 days before does not mean it will be offered for every order. In turn, if your application for Pay later in 30 days is denied, it does not mean it will be denied for future orders.
If you want to purchase something using Klarna's Pay later in 30 days, you'll need to share your phone number, email address, current billing address and your credit or debit card details. If Klarna need to talk to you urgently they'll use the phone number you've shared. For any other information Klarna need to share with you, they'll send this to your email address.
When you use Pay later in 30 days, Klarna will perform a credit search. This means Klarna will look at certain information in your credit report to decide whether to approve your purchase.
You can pay any time within 30 days of your purchase without interest or fees. You can make this payment using a credit or debit card on the Klarna app or logging into www.klarna/com/uk. Klarna will send you a confirmation email once your order is confirmed with full details.You can see both past and future payments using the Klarna app.
If you choose to pay for your order using Pay later in 30 days, Klarna will send you an email showing you how to pay. The email will have a link you can use to make this payment using your credit or debit card.
Yes. Just go to the Klarna app or log onto Klarna.com/uk.
Payment information is processed securely by Klarna. No card details are transferred to or held by Land of Beds. All transactions take place through connections secured with the latest industry standard security protocols.
Klarna will notify you by email and push notication when a payment is due and when you have made or missed a payment. You can always check the status of your order and payments in the Klarna app or by logging in at www.klarna.com/uk.
Pay later in 30 days is a credit product and you are required to make your payment to Klarna. Klarna may also share information about your missed payments with credit reference agencies. This means you may find it difficult or more expensive to use Klarna or other lenders' credit products in the future. Full details can be found in the Klarna terms and conditions here.
As pay later is a credit product, if you don't pay for your order Klarna may use a debt collection agency. Klarna may also report the missed payment to credit reference agencies. This means you may find it more expensive or difficult to get credit in the future I've received a statement, but I've not yet received my goods. If you have not received your goods please call Land of Beds to check on your order and delivery status. You can also contact Klarna's Customer Service so that they can postpone the due date on your payment or put the order on hold in the Klarna app while you wait for the goods to arrive.
As soon as Land of Beds has confirmed with Klarna that your cancelation / return has been accepted, Klarna will cancel any future scheduled payments as well as refund any amounts due. You will see the return in the Klarna app immediately.
As soon as the store has registered your cancelation or your return, the refund will normally be processed within 5 business days.
Refunds will be issued back to the debit or credit card which was originally used at checkout.
Once Land of Beds has received the return and Klarna have received our confirmation, Klarna shall refund any payments collected and cancel any future scheduled payments. You are always able to monitor the status of your order in the Klarna app.
Once Land of Beds has received the partial return and Klarna have received our confirmation, an updated statement with an adjusted payment schedule will be sent to you by Klarna. You are always able to monitor the status of your order in the Klarna app.
You can log in the Klarna app or at www.klarna.com/uk, where you will find all of your orders and payment schedule information.
Visit Klarna app Klarna's Customer Service page for a full list of FAQs, live chat and telephone options.
Klarna's Pay in 3 instalments is a credit product that lets you spread the cost of your purchases over 3 equal payments. Klarna will take the payments from your debit or credit card directly so you don't have to worry about missing a payment. Klarna will take the first payment when you make the purchase, the second 30 days later and the final payment 60 days from your purchase date. You can see your past and future payments at any time using the Klarna app.
You need to be at least 18 years old and a UK resident to use Klarna's credit products including Pay in 3 instalments. When you choose Klarna they will also check the information you provide and your financial situation.
Yes, you can. If you see Klarna Pay in 3 instalments when you go to an online checkout then Pay in 3 instalments is available to you. Every time you use Pay in 3, Klarna will check to see whether you can use Pay in 3 again for each additional purchase.
Klarna offers Pay in 3 instalments based on a number of factors such as the purchase amount, and previous order history. You can improve your chances of being offered Pay in 3 instalments by ensuring you provide your full name, accurate address details and arrange shipping to your registered billing address. All orders are assessed individually. Just because you have been accepted for Pay in 3 instalments before does not mean it will be offered for every order. In turn, if your application for Pay in 3 instalments is denied, it does not mean it will be denied for future orders.
If you want to purchase something using Klarna's Pay in 3 instalments, you'll need to share your phone number, email address, current billing address and your credit or debit card details. If Klarna need to talk to you urgently they'll use the phone number you've shared. For any other information Klarna need to share with you, they'll send this to your email address.
When you use Pay in 3 instalments, Klarna will perform a credit search. This means Klarna will look at certain information in your credit report to decide whether to approve your purchase.
Klarna will take your Pay in 3 instalments payments from the debit or credit card you shared when you made your purchase. Klarna will take the first payment when you make your purchase, the second payment after 30 days and the final payment 60 days from the day you made your purchase. You can see both past and future payments using the Klarna app.
Yes. Just go to the Klarna app or log onto Klarna.com/uk.
Payment information is processed securely by Klarna. No card details are transferred to or held by Land of Beds. All transactions take place through connections secured with the latest industry standard security protocols.
Klarna will notify you by email and push notification when a payment is due and when you have made or missed a payment. You can always check the status of your order and payments in the Klarna app or by logging in at Klarna.com/uk.
Pay in 3 instalments is a credit product and you are required to make your scheduled payments to Klarna. If Klarna is unable to collect your payment on the scheduled due date Klarna will make a further attempt to automatically collect payment seven days later. Should this next payment attempt fail, Klarna will make a final attempt to collect payment seven days later. They may continue to attempt to collect overdue and currently due payments on subsequent due dates, or invoice you separately for the unpaid total. Klarna may also share information about your missed payments with credit reference agencies. This means you may find it difficult or more expensive to use Klarna or other lenders' credit products in the future. Full details can be found in the Klarna terms and conditions here.
If you don't make your payments you will be in arrears as Pay in 3 is a credit product. Klarna may then share information about your missed payments with credit reference agencies. This means you may find it difficult or more expensive to use Klarna or other lenders' credit products in the future. Klarna may also refer any debt to a debt collection agency. This agency will collect the debt on behalf of Klarna. Also, if the debt is referred to a debt collection agency Klarna will share this information with credit reference agencies.
If you have not received your goods please call Land of Beds to check on your order and delivery status. You can also contact Klarna's Customer Service so that they can postpone the due date on your payment or put the order on hold in the Klarna app while you wait for the goods to arrive.
As soon as Land of Beds has confirmed with Klarna that your cancelation / return has been accepted, Klarna will cancel any future scheduled payments as well as refund any amounts due. You will see the return in the Klarna app immediately.
As soon as the store has registered your cancelation or your return, the refund will normally be processed within 5 business days.
Refunds will be issued back to the debit or credit card which was originally used at checkout.
Once Land of Beds has received the return and Klarna have received our confirmation, Klarna shall refund any payments collected and cancel any future scheduled payments. You are always able to monitor the status of your order in the Klarna app.
Once Land of Beds has received the partial return and Klarna have received our confirmation, an updated statement with an adjusted payment schedule will be sent to you by Klarna. You are always able to monitor the status of your order in the Klarna app.
You can log in the Klarna app or at Klarna.com/uk, where you will find all of your orders and payment schedule information.
Visit Klarna app Klarna's Customer Service page for a full list of FAQs, live chat and telephone options.
Klarna's Pay in 3 instalments and Pay in 30 days credit agreements are not regulated by the FCA. Use of these and any missed payments may affect your ability to obtain credit from Klarna and other lenders. 18+, UK residents only. Subject to status. T&Cs apply.
You can use Klarna for orders ranging from £35 to £2000.
To be eligible to use the Klarna, you must:
Your payments are automatically withdrawn from your connected card or bank account according to the agreed payment schedule, but you can make early payments anytime you wish.
No. There is no limit for how many purchases you can place using Klarna. However, the approval decision when shopping with Klarna can depend on the following:
